The nature of both products is vastly different and they serve different. Here are the best performing ulip funds and a comparison with the returns of mutual fund. Similarly if you wish to get steady returns on your investment, you can invest in debt funds. Mutual fund is the pool of the money, based on the trust who invests. Ulips vs mutual funds find the best investment option. Discuss project on comparitive analysis of mutual funds and ulips within the final 100 mark project forums, part of the projects hub for management students mba projects and dissertations bms projects bba projects category. Many people still have the question of whether it is better to buy a ulip a combination of insurance and investment funds or a mutual fund and a term plan. Mutual fund makes it easier for you to invest in stocks and bonds. Ulip unit linked insurance plan best ulip plans in. Pdf comparative analysis of ulips vs mutual funds satnam. Ulips vs mutual funds which will give you better returns.
Both ulips and mutual funds carry a certain element of risk in them that arise from. Converted the ltp illustrations into the proper spreadsheet system, and calculated the actual percentages used by the. Ulips are essentially competitors to investment in mutual funds, although with a small. Choosing between ulips and mutual funds can be critical depending on your goals.
Comparitive analysis of mutual funds and ulips project report free download as word doc. For example, if you wish to grow your wealth and dont mind taking risk on your investment, you can invest in equity funds. Mutual funds are managed by fund managers who make investment decisions on behalf of the investors. In fact, ulips offer the dual benefit of life insurance and capital investment. Unlike mutual funds, maturity proceedings in unitlinked insurance plans are tax free under the section 1010d. Ds, ppfs, post office schemes etc medium company deposits, mutual funds, ulips, gold, properties etc high stock market trading, forex trading etc low real estate, agricultural land, automobiles etc medium fixed deposits, gold etc high money, cash, stocks, mutual funds asset class risk level. Simply carve out a couple of minutes and skim through this article to understand which one is a better investment option. A cost and return basis analysis unit linked insurance plan ulip is an insurance product offered by life insurance. Two icici pru life time premier illustrations sent by shashank thanks to him. You can truly diversify your holdings with a small amount of money. Results also indicated that european mutual funds had on average a better performance than the american counterparts and that the small cap mutual funds in both europe and the united states. Mutual funds are one of the most common investment options today. Comparison between ulip and mfterm using excel sheet with. Recently, however, theres been an upsurge in interest in another financial.