Kbc group annual report 2012 pdf

As a result of the merger almancora acquired kbc group shares on 2 march 2005, based on an exchange ratio of 1. Geographically, we focus on our core markets of belgium, the czech republic, slovakia, hungary and bulgaria. In december 2012, cera and kbc ancora contributed additional kbc. With more than 24,100 employees in 64 countries, solvay bonds people, ideas and elements to reinvent progress. Over spring break, the family of zobeida rudkin, current president of the kbc student association, brought harmony to soldotna for some much needed repairs. Our area of operation kbc is an integrated bankinsurance group, catering mainly for retail, private banking, sme and midcap clients. Thursday, may 16, 2019 in a rapidly changing and highly competitive environment, kbc wants to continuously adapt, remain agile and operationally efficient and thus respond better and more appropriately to the changing and increasing expectations of customers and of society. This search came to an end on 10 october 2011, when. We look forward with confidence to 2019 and beyond.

Annual and halfyearly reports information duty according primarily to act no. We want you, our shareholders, to par ticipate in last years success through a higher dividend. Tc transcontinental printing 2017 snapshot 1 year at a glance 2 performance indicators 4 td framework and strategy 5 group president and ceos message 6 chairman of the boards message 7 managements discussion and analysis 11. Aum increased by % in 2014, of which structuredcapital. Note that not all annual reports are available in english. Reclassification of financial assets and liabilities 222 note 29. The annual report and the csr report have been integrated into the kubota report as of fiscal year ended march 31, 2011. Kbcg rou p a nnual r ep ort 2 012 kbc group annual report 2012. All other information for the annual general meeting of kbc. Full details of kbcs remuneration policy are provided in our annual report, which is available. Kbc provides more details on the annual general meeting of shareholders to be held on 7 may 2020.

Financial assets and liabilities measured at fair value focus on level 3 220 note 27. Report 201415 friday 31 july 2015 download the pdf. Our core business in insurance and reinsur ance is healthy, while the claims burden from major losses in 2012 was slightly below average. Click the button below to request a report when hardcopies become available. Kbc group update on impact of coronavirus crisis on 1q2020 results. Here you can find all important financial reports published by landesbank badenwurttemberg in recent years annual reports, halfyear financial reports, annual financial statements, disclosure reports and remuneration reports.

Annual and interim reports from 1997 to 2020 plus additional financial information. Something that we also see in the fact that our people increasingly participate in sporting activities together. Feb 14, 20 on 10 december 2012, kbc group nv announced the successful placement of 58. Jan roegiers, professor emeritus, ku leuven and member of the royal flemish academy of belgium ms. Company name kbc, we, the group or the kbc group as used in this annual report refer to the consolidated entity, i. Risk report for 2012 kbc group 8 disclosure policy in line with its general communication policy, kbc aims to be as open as possible when communicating to the market about its exposure to risk. Feb 28, 2018 pdf 984kb ahold delhaize sustainable retailing 2016.

The financial statements comply with current statutory requirements, the statement of. Annual general meetings capital markets day financial calendar. Governance 5 annual report 2018 holdco annual report 2018 front. Key nonfinancial figures, 31122007 shareholders kbc ancora 23% cera 7% mrbb 12% other core shareholders 12% kbc group companies 4% free float 41% total 100% customers estimate belgium 3. Kbc group nv plus all the group companies included in the scope of consolidation. Friday, march 29, 2019 kbc has published its report to society every year since 2012.

Kbc, the group or the kbc group as used in this annual report refer to the consolidated entity. Annual report financial information resona holdings, inc. Ing nonfinancial data reporting protocol 2015 summary pdf 0,6 mb ing group gri g4 table 2015 xls 0,1 mb ing bank appendices additional pillar. Kbc bank nv including all group companies included in the scope of consolidation. New financial partner for kbl epb at the end of 2009 kbc group, the historic shareholder of kbl european private bankers kbl epb, announced its intention to sell its holding and to. Mar 29, 2019 kbc publishes eighth report to society kbc states its position on move your money campaign. Sberbanks 2020 annual general meeting of shareholders.

Kbc bank ireland kbc has been operating in ireland for 40 years and has been a member of the kbc group since 1978. Erste group key financials preliminary fy 2018 results. Overview of credit risk exposure in the banking activities. Td bank group annual report 2017 shareholder and investor information 209 design. Annual report 2014 thursday 31 july 2014 download the pdf. Kbc group optimises groupwide governance to further increase operational efficiency. Annual risk report 2018 basel iii disclosure according to pillar 3 2.

Kbc group optimises groupwide governance to further. To align with the kbc group methodology, beginning 2q 2012, balance sheet doesnt. Apr 29, 2016 pdf 7865kb delhaize annual report 2015. Investor release, group key financials, presentations, webcasts. Its homebuilding operations include the construction and sale of singlefamily attached and detached homes. In this report, kbc sets out a clear overview of its achievements and evolution in the areas of social responsibility. Notification for bondholders and shareholders of kbc group and.

Key financial figures balance sheet and assets under management, end of period in millions of eur 2004 2005 2006 2007. The merger to form kbc group had a number of important consequences for almancora. Annual reports annual report kbc ancora 20182019 2,05 mb annual report. Kbc bank becoming csobs sole shareholder after buying out all minority. Annual report on this site you will find the annual reports of the new organisation as well as of the old organisations. Click on the headers to read each sections content. Lennar corporation, engages in homebuilding, financial services, and real estate businesses in the united states. Presentation teleconference preliminary fy 2018 results. Kbc group profits in the first half of the financial years 2017. Creating an inclusive, safe, sustainable and prosperous digital belgium. As we enter our fifth decade in ireland and as part of a larger banking group with a vision to creating a new alternative retail bank in the future, i look forward to many years ahead to realising our ambition and our commitment to ireland. Discover our achievements in our annual report 2019.

Kbc bank nv refers solely to the nonconsolidated entity. During the homer winter carnival 2018, kbcs student association took the kbc mascot, harmony the whale, and entered her in the parade where she won first place in her division. Kbc group annual report 2012 kbc group annual report 2012. Annual report to aperam, the group and the company or similar terms refer to aperam, societe anonyme, having its registered office at 12c, rue guillaume kroll, l1882 luxembourg, grand duchy of luxembourg, and to its consolidated subsidiaries. Patrick onghena, dean of the faculty of psychology and educational sciences, ku leuven 8 annual report 2012 prof. Kbc eco fund semiannual report 28 february 2019 olb. As we enter our fifth decade in ireland and as part of a larger banking group with a vision to creating a new alternative retail bank in the future, i look forward to many years ahead to. Correction has been made to above material as specified in the following correction sheet. For 2011 as a whole, the result totals million euros, or 1 098 million euros. Group, position us well to deliver value for our shareholders. Annual report 2012 directors welcome steve horn krc assistant professor of business dr. During 2012, the bank built on its funding base in ireland in particular developing further its retail funding franchise with total retail deposits at the end of 2012 of approximately 2 billion 2011. Turner kpc director the past year has been a historic one for kpc as youll read about in this annual report.

View the overview of all annual reports of colruyt group. About this report this report serves as aegons annual report prepared in accordance with international financial reporting standards, as adopted by the european union ifrs, and with part 9 of book 2 of the dutch civil code for the year ended december 31, 2012, for aegon n. Notification for bondholders and shareholders of kbc. Until the merger, the shareholder stability of the almanijkbc group was guaranteed by cera, almancora. Annual report kbc ancora 20142015 4,86 mb annual report kbc ancora 202014 656 mb annual report kbc ancora 201220 1,47 mb annual report kbc ancora 20112012 2,25 mb annual report kbc ancora 20102011 2,15 mb annual report kbc ancora 20092010 2,87 mb annual report kbc ancora 20082009 578 kb.

Catherine knott kbc assistant professor of anthropology barbara patrick krc maintenance service worker, krc facilities gary j. Keynsham baptist church 2012 annual report for the year to 31 december 2012 the trustees are pleased to present their report together with the independently examined financial statements of the charity for the year ended 31 december 2012. Longterm credit ratings2 29022012 kbc bank nv kbc insurance nv. Feb 28, 2018 pdf 11467kb ahold delhaize annual report 2016. Presentation press conference preliminary fy 2018 results.

Tier 1 capital investment by kbc group in 2012 was 380 million. Financial assets and liabilities measured at fair value transfers between levels 1 and 2 218 note 26. Kbc is an integrated bancassurance group, catering mainly for retail, sme and mid. Directors of nursing and allied health and other representatives visited kbc and the areas expanded health clinics, and southern peninsula hospital to meet with ceos and clinical directors. On top of this, we posted a good investment result. According to the ancient adage, a healthy mind makes a healthy body. Risk management information is therefore provided in a separate section of the 2012 annual report and more extensively in this publication.